Category: recession-proof-household

Credit Card Debt

Unfortunately (but by design) most Americans are saddled with a heavy burden of credit card debt. Having credit card debt, especially credit cards with high balances, will adversely affect your mood and your outlook (whether you realize it or not), and will remain a major obstacle that holds you down …

Living In A Smaller, Tiny Home, With Financial Freedom

Photographer: Sarah L. Voisin/The Washington Post via Getty Images Successful preparedness involves living within one’s means – unlike the messaging that the mainstream pushes on us (to borrow and spend to one’s limit). Similar to how this family downsized to a tiny home, more and more people are opting out …

How Much Can You Do Without?

If your budget is tight, or negative, and you’re wondering how you can trim your expenses, or you’re looking for more ideas to save some money, here are some things to consider as to what you might do without. Even if your budget is on-track, by trimming or doing without …