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5 Ways To Save Money

5 Ways To Save Money

Eat at home. Wait 24 hours before buying anything. Coordinate your driving errands. Don’t go to the store too often. Eat your food storage. Read more…

Property Taxes – How High Are Yours?

Property Taxes – How High Are Yours?

Taxes. It's part of life. UPDATE: The poll question results are in: "How much are your annual property taxes?" (Jump directly to poll results) I'm not aware of anyone (other than politicians) who likes taxes. When we are taxed by the government (federal, state, or...

Best Ways To Invest Your Money Rather Than The Bank

Best Ways To Invest Your Money Rather Than The Bank

Dennis recently said, I retired 13 years ago. That first year, I purchased 45 acres adjoining my homestead for $500 an acre. Total investment $22,500. When I retired, I left $400 in a savings account at my employee credit union, just to keep the account active....

Personal Financial SHTF Plan B

Personal Financial SHTF Plan B

Guest article by 'CD in Oklahoma' In the event of a Financial SHTF as an individual, do you have a “Plan B” if your normal stream of income is suddenly interrupted? Loss of personal income can be very much of a disaster for nearly anyone whether you’re working for...

They Always Find A Way To Screw Us…

They Always Find A Way To Screw Us…

Okay. Today I noticed yet another way that they are apparently screwing us. And this new way has to do with TP, toilet paper. So, Mrs.J opens up a new pack of TP from our well stocked supply, and low and behold she notices an obvious difference between previous TP and...

How To Prep When You’re Broke

How To Prep When You’re Broke

For the preparedness minded / prepper, it sure would be easier to prep if you had lots of money wouldn't it? I know what you're going to say next -- "You can prep by learning practical skills, having the right mindset and attitude, learning to adapt, practice...

LED Light Bulbs – Cost Savings Over Incandescent

LED Light Bulbs – Cost Savings Over Incandescent

LED lights / LED light bulbs will save a significant amount of money on your electric bill because they use just a fraction of the energy compared with traditional 'incandescent' light bulbs. More and more people are switching out their old light bulbs with LED lights...

Borax Uses and Multi-Purpose Cleaner

Borax Uses and Multi-Purpose Cleaner

What is borax? It is a natural occurring mineral (a compound of the element, Boron). Borax has lots of practical uses (some listed below) and is often purposed as an affordable, natural cleaning, odor eliminating, eco-friendly cleaner used around the home. Where does...

The Most Valued Jobs After The Collapse

The Most Valued Jobs After The Collapse

(Great Depression era corn farmer)   The economy will be in shambles after "the collapse". What is the collapse? For the sake of this discussion it is a hypothetical wherein we are all affected after having been hit by a major crisis/disaster. It is a global...

How Much Are Your Property Taxes?

How Much Are Your Property Taxes?

We've recently touched upon things to do before you retire (5 Steps BEFORE You Retire) which included investigating the property taxes of a potential retirement location (because property taxes are always due, and they NEVER go down - only up). There certainly are...

Things You Can Do For Prepping While Spending Little Money

Things You Can Do For Prepping While Spending Little Money

Yes indeed, prepping can get mighty expensive if you let it. There is a seemingly endless array of products to acquire for preparedness - some of which are quite useful. That said, there are LOTS of other preparedness related products that sure are "nice to have's",...

To Be As Debt Free As You Can Be

To Be As Debt Free As You Can Be

To be as debt-free as you can be is to be as free as you can be. I like the sound of that... By resisting a lifestyle that consumes all of your 'pay', you will be rewarded with a financial freedom that is unknown to most of your friends, your workmates, and most...

It Is Time To Return To Living Within Our Means

It Is Time To Return To Living Within Our Means

When is the last time that we as a nation and a people have lived within our means? As each subsequent year ticks by, we're deeper and deeper in debt. The numbers themselves are apparently meaningless to most people - and one wonders whether or not it makes any...

How Grocery Inflation Is Being Covered Up

How Grocery Inflation Is Being Covered Up

Lets hear your examples of what you have seen in the grocery stores - the things that they are doing to effectively increase the cost of your foods and supplies while doing their best to disguise it... Here are a few examples:   I first saw this on zerohedge...

Get To The Finish Line Early By Living WAY Below Your Means

Get To The Finish Line Early By Living WAY Below Your Means

If you can forgo a lifestyle that ‘matches’ your current pay, especially if you start while young, you will surpass the apparent ‘riches’ of most your workmates, neighbors, and friends – who will have dug a deep hole for themselves as the years tick by. Not that the...

Why Gold Is The Most Sought After Metal On Earth

Why Gold Is The Most Sought After Metal On Earth

Did you know that gold was not 'born' on Earth? It is said that a collision of neutron stars or supernova explosions may be the origin of the yellow metal. So how did the yellow metal we call gold become the most sought after on Earth?   Gold was one of the first...

Tips For Cost Effective Grocery Shopping

Tips For Cost Effective Grocery Shopping

The cost of food and feeding your family is one of the most expensive aspects to your budget. For those looking for tips to save money at the grocery store and stretch your food budget further, you can save lots of money grocery shopping if you follow any or all of...

Credit Card Debt

Credit Card Debt

Unfortunately (but by design) most Americans are saddled with a heavy burden of credit card debt. Having credit card debt, especially credit cards with high balances, will adversely affect your mood and your outlook (whether you realize it or not), and will remain a...

How To Save Money On Foods In The Kitchen

How To Save Money On Foods In The Kitchen

If you're looking for ways to save money on food and in the kitchen, here are several practical ideas to squeeze your dollar:   GROW A VEGETABLE GARDEN You may be surprised how much money you can save by growing some of your own food - especially in today's...

Dollar Currency In Terms Of Gold Has Lost 98-Percent In ~100 Years

Dollar Currency In Terms Of Gold Has Lost 98-Percent In ~100 Years

The United States dollar is of course, a piece of paper. While it is a medium of currency used for exchange between labor, services, products and goods -- it is a constantly devaluing currency. Sometimes slow, sometimes fast. The dollar doesn't stretch as far as it...

Why Should I Own Gold?

Why Should I Own Gold?

While owning physical gold may not be for everyone due to it's cost versus one's budget and resources, there are a number of logical and sound reasons to own some gold.   A few gold facts: Gold is a chemical element with the symbol Au and atomic number 79. It is...

The Estate Sale: A Good Prepping Venue

The Estate Sale: A Good Prepping Venue

While you go about your prepping, and/or are simply living frugal and on the lookout for tangible value, you will often find treasures at an estate sale.   An estate sale, unlike a garage sale or flea market, is a setting where 'everything must go'. It is an...

This United States National Debt Graph Is Surging

This United States National Debt Graph Is Surging

The following stunning graph of the United States national debt (since 1950) reveals not only the surge in debt since Nixon canceled the direct convertibility of the United States dollar to gold in 1971, but it shows in horrifying detail how the situation has...

How Much Can You Do Without?

How Much Can You Do Without?

If your budget is tight, or negative, and you're wondering how you can trim your expenses, or you're looking for more ideas to save some money, here are some things to consider as to what you might do without. Even if your budget is on-track, by trimming or doing...

Cheap Breakfast for Surviving Hard Times

Cheap Breakfast for Surviving Hard Times

For only 10-cents per serving, you could enjoy a healthy and inexpensive breakfast, or any meal, with a cracked grain cereal mix. Here's how...   9 Grain Cracked Cereal Mix You may be affected by hard times, or you are simply looking for ways to be more frugal...

How To Reduce Your Expenses

How To Reduce Your Expenses

So many people are overwhelmed with debt because they 'acquired' numerous 'wants' instead of recognizing the difference with 'needs'. We just talked about a 4 step plan to eliminate your credit card debt, but to reduce it even quicker, you must also reduce your...

4 Step Plan To Eliminate Credit Card Debt

4 Step Plan To Eliminate Credit Card Debt

These four steps to pay off and eliminate the credit card debt which is dragging you down emotionally and financially, will send you on your way to becoming a more independent, happy, and free person...   The emotional burden of too much debt will overtake you,...