ECONOMY

Get out of debt with these 5 Simple Steps to Financial Independence.

Inflation resistant assets should be looked at now, before inflation (currency devaluation) and higher prices kick in. Lets talk about that…

Are “Ma and Pa” shops disappearing? Is Amazon taking over the world? Am I partly to blame? Or is it a result of technology advancement and policy?

Eat at home. Wait 24 hours before buying anything. Coordinate your driving errands. Don’t go to the store too often. Eat your food storage. Read more…

A list of ideas how to prep when poor or having a low income. Ideas on stretching the dollar, being efficient with what’s available, and other tips.

POLL question: Is your economy better or worse today? The longest stock market run-up in history… someone must be getting rich, right?

Taxes. It's part of life. UPDATE: The poll question results are in: "How much are your annual property taxes?" (Jump directly to poll results) I'm not aware of anyone (other than politicians) who likes taxes. When we are taxed by the government (federal, state, or...

Dennis recently said, I retired 13 years ago. That first year, I purchased 45 acres adjoining my homestead for $500 an acre. Total investment $22,500. When I retired, I left $400 in a savings account at my employee credit union, just to keep the account active....

Guest article by 'CD in Oklahoma' In the event of a Financial SHTF as an individual, do you have a “Plan B” if your normal stream of income is suddenly interrupted? Loss of personal income can be very much of a disaster for nearly anyone whether you’re working for...

Okay. Today I noticed yet another way that they are apparently screwing us. And this new way has to do with TP, toilet paper. So, Mrs.J opens up a new pack of TP from our well stocked supply, and low and behold she notices an obvious difference between previous TP and...

For the preparedness minded / prepper, it sure would be easier to prep if you had lots of money wouldn't it? I know what you're going to say next -- "You can prep by learning practical skills, having the right mindset and attitude, learning to adapt, practice...

LED lights / LED light bulbs will save a significant amount of money on your electric bill because they use just a fraction of the energy compared with traditional 'incandescent' light bulbs. More and more people are switching out their old light bulbs with LED lights...

What is borax? It is a natural occurring mineral (a compound of the element, Boron). Borax has lots of practical uses (some listed below) and is often purposed as an affordable, natural cleaning, odor eliminating, eco-friendly cleaner used around the home. Where does...

(Great Depression era corn farmer)   The economy will be in shambles after "the collapse". What is the collapse? For the sake of this discussion it is a hypothetical wherein we are all affected after having been hit by a major crisis/disaster. It is a global...

We've recently touched upon things to do before you retire (5 Steps BEFORE You Retire) which included investigating the property taxes of a potential retirement location (because property taxes are always due, and they NEVER go down - only up). There certainly are...

Yes indeed, prepping can get mighty expensive if you let it. There is a seemingly endless array of products to acquire for preparedness - some of which are quite useful. That said, there are LOTS of other preparedness related products that sure are "nice to have's",...

To be as debt-free as you can be is to be as free as you can be. I like the sound of that... By resisting a lifestyle that consumes all of your 'pay', you will be rewarded with a financial freedom that is unknown to most of your friends, your workmates, and most...

When is the last time that we as a nation and a people have lived within our means? As each subsequent year ticks by, we're deeper and deeper in debt. The numbers themselves are apparently meaningless to most people - and one wonders whether or not it makes any...

Lets hear your examples of what you have seen in the grocery stores - the things that they are doing to effectively increase the cost of your foods and supplies while doing their best to disguise it... Here are a few examples:   I first saw this on zerohedge...

If you can forgo a lifestyle that ‘matches’ your current pay, especially if you start while young, you will surpass the apparent ‘riches’ of most your workmates, neighbors, and friends – who will have dug a deep hole for themselves as the years tick by. Not that the...

Did you know that gold was not 'born' on Earth? It is said that a collision of neutron stars or supernova explosions may be the origin of the yellow metal. So how did the yellow metal we call gold become the most sought after on Earth?   Gold was one of the first...

The cost of food and feeding your family is one of the most expensive aspects to your budget. For those looking for tips to save money at the grocery store and stretch your food budget further, you can save lots of money grocery shopping if you follow any or all of...

Unfortunately (but by design) most Americans are saddled with a heavy burden of credit card debt. Having credit card debt, especially credit cards with high balances, will adversely affect your mood and your outlook (whether you realize it or not), and will remain a...

For some, trying to stay on a budget is like trying to stay on a diet - you may start off okay, but eventually you fall off the wagon. If you're looking for ways to keep more of your money every month, then try doing this instead of a budget:   For one month,...

If you're looking for ways to save money on food and in the kitchen, here are several practical ideas to squeeze your dollar:   GROW A VEGETABLE GARDEN You may be surprised how much money you can save by growing some of your own food - especially in today's...

The United States dollar is of course, a piece of paper. While it is a medium of currency used for exchange between labor, services, products and goods -- it is a constantly devaluing currency. Sometimes slow, sometimes fast. The dollar doesn't stretch as far as it...

While owning physical gold may not be for everyone due to it's cost versus one's budget and resources, there are a number of logical and sound reasons to own some gold.   A few gold facts: Gold is a chemical element with the symbol Au and atomic number 79. It is...

While you go about your prepping, and/or are simply living frugal and on the lookout for tangible value, you will often find treasures at an estate sale.   An estate sale, unlike a garage sale or flea market, is a setting where 'everything must go'. It is an...

The following stunning graph of the United States national debt (since 1950) reveals not only the surge in debt since Nixon canceled the direct convertibility of the United States dollar to gold in 1971, but it shows in horrifying detail how the situation has...

If your budget is tight, or negative, and you're wondering how you can trim your expenses, or you're looking for more ideas to save some money, here are some things to consider as to what you might do without. Even if your budget is on-track, by trimming or doing...

For only 10-cents per serving, you could enjoy a healthy and inexpensive breakfast, or any meal, with a cracked grain cereal mix. Here's how...   9 Grain Cracked Cereal Mix You may be affected by hard times, or you are simply looking for ways to be more frugal...

So many people are overwhelmed with debt because they 'acquired' numerous 'wants' instead of recognizing the difference with 'needs'. We just talked about a 4 step plan to eliminate your credit card debt, but to reduce it even quicker, you must also reduce your...

These four steps to pay off and eliminate the credit card debt which is dragging you down emotionally and financially, will send you on your way to becoming a more independent, happy, and free person...   The emotional burden of too much debt will overtake you,...