LED lights / LED light bulbs will save a significant amount of money on your electric bill because they use just a fraction of the energy compared with traditional ‘incandescent’ light bulbs. More and more people are switching out their old light bulbs with LED lights as the prices have dropped significantly. In this article…

(Great Depression era corn farmer)   The economy will be in shambles after “the collapse”. What is the collapse? For the sake of this discussion it is a hypothetical wherein we are all affected after having been hit by a major crisis/disaster. It is a global crisis throughout the modern developed world that has extended…

We’ve recently touched upon things to do before you retire (5 Steps BEFORE You Retire) which included investigating the property taxes of a potential retirement location (because property taxes are always due, and they NEVER go down – only up). There certainly are parts of the country with much higher property taxes than others and…

To be as debt-free as you can be is to be as free as you can be. I like the sound of that… By resisting a lifestyle that consumes all of your ‘pay’, you will be rewarded with a financial freedom that is unknown to most of your friends, your workmates, and most others who…

When is the last time that we as a nation and a people have lived within our means? As each subsequent year ticks by, we’re deeper and deeper in debt. The numbers themselves are apparently meaningless to most people – and one wonders whether or not it makes any difference whatsoever… If we as a…

Lets hear your examples of what you have seen in the grocery stores – the things that they are doing to effectively increase the cost of your foods and supplies while doing their best to disguise it… Here are a few examples:

If you can forgo a lifestyle that ‘matches’ your current pay, especially if you start while young, you will surpass the apparent ‘riches’ of most your workmates, neighbors, and friends – who will have dug a deep hole for themselves as the years tick by. Not that the goal itself is beating them to the…

Did you know that gold was not ‘born’ on Earth? It is said that a collision of neutron stars or supernova explosions may be the origin of the yellow metal. So how did the yellow metal we call gold become the most sought after on Earth?

The cost of food and feeding your family is one of the most expensive aspects to your budget. For those looking for tips to save money at the grocery store and stretch your food budget further, you can save lots of money grocery shopping if you follow any or all of these tips…

Unfortunately (but by design) most Americans are saddled with a heavy burden of credit card debt. Having credit card debt, especially credit cards with high balances, will adversely affect your mood and your outlook (whether you realize it or not), and will remain a major obstacle that holds you down in life. Having credit debt…