Get out of debt with these 5 Simple Steps to Financial Independence.

Eat at home. Wait 24 hours before buying anything. Coordinate your driving errands. Don’t go to the store too often. Eat your food storage. Read more…

A list of ideas how to prep when poor or having a low income. Ideas on stretching the dollar, being efficient with what’s available, and other tips.

POLL question: Is your economy better or worse today? The longest stock market run-up in history… someone must be getting rich, right?

Taxes. It’s part of life. UPDATE: The poll question results are in: “How much are your annual property taxes?” (Jump directly to poll results) I’m not aware of anyone (other than politicians) who likes taxes. When we are taxed by the government (federal, state, or local), what we are doing is (forcibly) giving up some…

Dennis recently said, I retired 13 years ago. That first year, I purchased 45 acres adjoining my homestead for $500 an acre. Total investment $22,500. When I retired, I left $400 in a savings account at my employee credit union, just to keep the account active. Thirteen years later the land I purchased for $500…

Guest article by ‘CD in Oklahoma’ In the event of a Financial SHTF as an individual, do you have a “Plan B” if your normal stream of income is suddenly interrupted? Loss of personal income can be very much of a disaster for nearly anyone whether you’re working for others, retired, or are a small…

Okay. Today I noticed yet another way that they are apparently screwing us. And this new way has to do with TP, toilet paper. So, Mrs.J opens up a new pack of TP from our well stocked supply, and low and behold she notices an obvious difference between previous TP and this one… The cardboard…

For the preparedness minded / prepper, it sure would be easier to prep if you had lots of money wouldn’t it? I know what you’re going to say next — “You can prep by learning practical skills, having the right mindset and attitude, learning to adapt, practice situational awareness and all that…” Yes, that’ true….

LED lights / LED light bulbs will save a significant amount of money on your electric bill because they use just a fraction of the energy compared with traditional ‘incandescent’ light bulbs. More and more people are switching out their old light bulbs with LED lights as the prices have dropped significantly. In this article…